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Tag: Homeowners Insurance

The Cyber Threat Has Entered Your Home

The Cyber Threat Has Entered Your Home

Not long ago, cybersecurity was something for large companies or government agencies to worry about. Today, it’s personal. Ransomware, identity theft, data breaches, and online harassment are no longer rare events—they’re hitting everyday consumers with alarming frequency. In 2024, cybercrime surged 33%, with criminals stealing more than $16 billion from consumers, according to the FBI’s Internet Crime Complaint Center. The danger doesn’t just come through...

Small Leaks Can Lead to Big Home Headaches

Small Leaks Can Lead to Big Home Headaches

When people think of water damage, they often picture floods or hurricanes. But increasingly, the biggest threats to homes come from inside—burst pipes, broken appliance hoses, leaky refrigerators, or washing machines gone awry. These non-weather water events are now one of the leading causes of homeowner insurance claims. And they’re not small: the average claim from interior water damage runs well into the tens of...

Will My Homeowners Insurance Cover My Home Business?

Will My Homeowners Insurance Cover My Home Business?

Running a business from the comfort of your home is incredibly convenient, but it also raises questions about insurance coverage. While homeowners' insurance can offer some protection, it may not fully cover home-based business activities. Understanding the limitations of your policy and exploring additional coverage options to help protect your business from unexpected losses. What Are the Limitations of Homeowners Insurance? A homeowners' insurance policy...

6 Reasons Why Water Heaters Fail

6 Reasons Why Water Heaters Fail

It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house, water heaters fail. And that can lead to cold showers — or even worse, a water leak. Here are 6 telltale signs you have a failing water heater: You only have cold water. Your water gets warm, but never hot....

The Beginner’s Guide to Short-Term Rentals

The Beginner’s Guide to Short-Term Rentals

From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like a local.) Maybe you’ve considered becoming a host yourself. If so, you’ve probably wondered: Is it safe? Can I actually make money doing this? What amenities should I offer my guests? Good news: You’re asking all the right questions. Whether...