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Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

IIHS: The Safest Cars of 2021

For safety-conscious drivers, the 2021 Insurance Institute for Highway Safety TOP SAFETY PICK awards represent a wealth of choices. Each year, the IIHS, a nonprofit research and education organization, conducts tests to determine which vehicles do the best job of protecting people in the most common kinds of crashes — front, side, rollover, and rear. Vehicles must also score well in front crash prevention and headlights. The...

Do I Really Need Cyber Liability Insurance?

Cybercrime has become a common occurrence. A data breach can have a tremendous impact on the health and finances of a business. If your company’s data was stolen in a cyber incursion, it can damage its reputation, expose it to liability, and interrupt business operations. Cyber liability insurance allows you to transfer some of that risk to an insurance company.  What Are the Cyber Risks...

How to Choose a Life Insurance Beneficiary

Life insurance is important to protect your family’s financial future. Who you name as a beneficiary can be just as important as your initial decision to purchase life insurance. It’s a big job, which is why it’s important to choose the right person – someone who’s trustworthy and knows what matters most to you. Your local ERIE agent is here to help you determine the...

What Happens If My Neighbor’s Tree Falls in My Yard?

In most cases, neighbors are able to work things out without too much trouble. Depending on the extent of the damage, you may need to file a homeowners insurance claim. Your homeowners insurance may or may not cover the cost of tree cleanup, depending on your policy and the company you work with. Good news: Homeowners insurance from ERIE typically pays for the cost (subject...

Should You Leave Your Wipers Up or Down When It Snows?

If you live in an area that’s accustomed to winter weather, it’s a familiar sight: Cars parked with their windshield wipers pointed up, saluting the sky. Some people say lifting your wipers can help prevent damage to the rubber wiper blades while others are skeptical, and it’s long been a topic of debate. Like choosing which direction to hang the toilet paper roll (over or...